I recently got married, and this week I have been exploring new insurance options that have opened up. The first thing that I discovered was that merely telling my insurance agent that I was married entitled me to (nearly) a $100 reduction in my insurance premium, which I will receive in the form of a refund within the next week. Tomorrow, we will be calling up my wife’s insurance agent to get a reduction in her rates as well.

We want to consolidate our auto insurance onto one policy in order to save even more money. I have not run the exact numbers, but on top of the $400 we should save each year just for telling our current auto insurance policy holders that we are married we should be able to save at least a few hundred dollars more per year by being on the same policy. If we add it to our homeowners policy, we can also get a good 20% off of that, as well. The only real problem I see with doing that is that the homeowners discount won’t really make up the difference between my current insurance policy and the one that our homeowners can offer for automobile.

I’ll share more details once we have all of our quotes and decide who we are going to go with. That should probably happen this weekend some time. As for how my $100 refund means saving $400 per year, that $100 is on a 6 month policy. So, I will be saving about $194 and change over the course of a year. I do not know how much of a discount my wife would get, but if it is around the same amount then that gets us up near the $400 per year without even changing our policies.

I mentioned previously how we did not want to use Macy’s for our bridal registry. We wound up using Bed, Bath and Beyond and Home Depot instead. We have had nothing but positive experiences with Bed, Bath and Beyond.

When we went back to set up a registry, we had a short wait before somebody was available to help us Bed, Bath and Beyond. However, she let us know she’d be a few minutes and that she’d be right back, and once there she was very helpful and made sure that we had a good experience.
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As much fun as I had on my honeymoon in Quebec over the past week, I am glad to be home. Sleeping in my own bed, with a 9 pound bundle of fur laying against my legs, wending my way around the mess from all of the wedding presents…it is great to be home. I just wish that I could spend a few more days at home without having to go straight back to work.